In this section:
In this section:
Managing Debt
Managing Debt
Free debt advice service helping people with debt problems take back control of their finances
Tel: 0800 138 1111
Email: client.service@stepchange.org
Provides free and independent debt advice over the phone and online
Tel: 0808 808 4000
Specialist debt advisers there to support you with all things debt related
Tel: 0808 278 7900
This is a pilot where creditors, private and public sector can refer struggling/vulnerable clients straight through to a regulated debt advisor on the phone. The phone line is staffed by CitA & StepChange debt advisors and may release a bit of capacity for local debt advice partners.
One point of entry for money and pension guidance and support (partnership of the Money Advice Service, Pension Wise and The Pensions Advisory Service).
MaPS free and flexible nine-week plan will help you build your confidence to manage your money.
Borrowing Money & Avoiding Loan Sharks
The leading community owned organisation for financial services offering services that cater for all people and enterprises
Tel: 03 03 03 000 10
Investigates and prosecutes illegal money lenders and provides support for borrowers
Tel: 0300 555 2222
Report an illegal lender or loan shark
Tel: 0808 223 1133
Employment and Redundancy
Support for finding employment and making benefit claims
Tel: 0800 169 0190
Provides information, advice and guidance to help you make decisions on learning, training and work
Tel: 0800 100 900
Information and support on your redundancy rights
Tel: 0300 123 1100
Benefits
Everything you need to know about benefits
Particularly useful for understanding Universal Credit
Information on benefits and tax credits if you are working or unemployed, sick or disabled, a parent, a young person, an older person or a veteran
Tel: 0300 3031 598
Help to Claim advisers can help you with the early stages of your Universal Credit claim
Tel: 0800 144 8 444
Info on Council Tax, Council Tax discounts, housing benefits and what happens with overpayments
Tel: 01653 600666
Email: benefits@ryedale.gov.uk